Digital Banking

ENGAGEMENT PLATFORM FOR COMPOSABLE BANKING

The future is a moving target.

Applying Agile Thinking, Customer Design Approach and using Low-Code tools we develop our Digital Banking Platform for unpredictable changes in the future. It empowers financial institutions to design, configure and deliver customer-centric financial services and products and be ready to constantly changing business and regulatory enviroment.

Using our tools you can compose your future!

The platform allows us to be more efficient, faster in our further development, introducing modern and innovative solutions. Jānis Osis Head of Digital Channel Developmentat Baltic International Bank

Open
banking API

PSD2 ready API for 3rd parties integration or client authentication for other bank solutions.

Ironclad
security:

BANKTRON’s multifactor authentication, advanced session management, and personalized protection guarantee the highest level of security.

Omnichannel
approach:

Our sophisticated digital banking platform, optimized for different channels, provides a faultless consumer experience.

Reduced
time-to-market

ETRONIKA uses low-code approach to create integrated process flows for launching new products.

RETAIL

When it comes to retail banking, we employ innovative solutions to enhance your bank’s core daily features. By enhancing digital interactions, we make your bank more efficient and more user-friendly—a result that creates new opportunities for both your client and your bank.
 
CUSTOMER ENGAGEMENT – Integrated marketing tools give you the power to make data-driven decisions as you target sales, manage campaigns, and direct customer communication.
– Our various communication tools put you in direct contact with your client.
– Geo location features showcase the nearest ATMs, branches, and partners.
 
HIGHEST SECURITY STANDARDS AND MANAGEMENT – A variety of customer authentication methods.
– Encrypted user information, transaction records, and user logs.
– Personalized protection.
– Advanced security management (session management, certification-based authentication, unsuccessful log in tracking, and other functions).
 
FRIENDLY, EASY, DAILY BANKING – Easily monitor balances, payments, transactions, FX, cards and other daily operations.
– Make money transfers in a snap with intuitive tools.
– Create multiple profiles (personal and corporate) to ease account management.
 
SIMPLE AND INTUITIVE DASHBOARD– The user-friendly design is tailored to your branding.
– Social media integration increases customer engagement.
– Attractive graphics clearly represent complex data.
– A wide range of profile settings allow clients to customize their digital banking experience.
 
SMOOTH INTEGRATION – BANKTRON’s advanced connectors support various technologies and integrate smoothly into existing IT infrastructure, core back-office systems, and third-party providers.
– Our flexible and scalable modular approach reduces time-to-market for your new products.
– BANKTRON comes with continuous system maintenance and optimal ownership costs.
 
Cloud ready – Private cloud support.
– Running on MS Azure.
– May be deployed on any cloud solution.
 
And many more features

SME

Small and medium enterprises (SMEs) have sizeable needs. These needs—including daunting legal requirements, increasing digitalization, and the constant emergence of new players—lead SMEs to BANKTRON for reliable and innovative financial services and advice. Because BANKTRON is designed to accommodate SMEs’ unique needs and challenges, it will quickly prove to be your financial institution’s key business partner.
 
HIGHEST SECURITY STANDARDS AND MANAGEMENT – A variety of customer authentication methods.
– Encrypted user information, transaction records, and user logs.
– Personalized protection.
– Advanced security management (session management, certification-based authentication, unsuccessful log in tracking, and other functions).
 
BUSINESS MANAGEMENT AND ACCOUNTING SYSTEM – CRM and email integration.
– Supporting different scenarios.
– Annual and monthly reports.
– E-bill integration.
– Microsoft Office 365 integration.
– Automated data delivery to banks.
– Integration with third-party systems.
 
OPTIMIZED MULTIUSER AND ROLES PROCESSES – Different internal and external rights sets.
– Manageable rights for corporate accounts.
– Ability to grant rights on accounts.
– Client self-administration module for corporate users‘ rights management.
 
MARKETING AND CUSTOMER RELATIONSHIP TOOLS – Video chat.
– Text chats.
– Secure messaging.
 
QUICK TIME-TO-MARKET – BANKTRON easily integrates into your existing IT landscape, its advanced connectors support various technologies and different integration methods for core back-office systems and third-party providers.
– Our flexible and scalable modular approach reduces time-to-market for your new products.
– BANKTRON comes with continuous support for system maintenance and an optimal ownership cost.
– Ready integration with MAMBU cloud platform.
 
Cloud ready – Private cloud support.
– Running on MS Azure.
– May be deployed on any cloud solution.
 
And many more features

CORPORATE

Providing the best service to your clients is an ongoing endeavor. BANKTRON helps you excel in this endeavor by designing new interactions, streamlining operations, and serving as your most appealing and efficient digital platform. With BANKTRON, you’re equipped to overcome any corporate banking challenge while continually improving your customer service.
 
HIGHEST SECURITY STANDARDS AND MANAGEMENT– Encrypted user information, transaction records, and user logs.
– Personalized protection.
– Advanced security management including session management, certification-based authentication, and unsuccessful log in tracking.
 
B2b gateway: Maximize B2B relationships with automated integration between your ERP, banking, and accounting systems via web-services.
 
SUPPORT FOR COMPLEX PAYMENT SCENARIOS – Bulk payments.
– Payroll.
– Standing orders.
– Payment import and statement export.
 
Sophisticated foreign exchange– Negotiated FX rates.
– VIP FX rates.
– Standard FX with currency calculator.
 
OPTIMIZED MULTIUSER AND MULTIPLE ROLES PROCESSES – Variable internal and external settings for rights and roles.
– Manageable roles for corporate accounts.
– Ability to grant rights on accounts.
– Client self-administration module for corporate users‘ rights management.
 
MULTIFACTOR AUTHENTICATION – Support for a variety of Strong Customer Authentication (SCA) methods.
– Integration with many OTP solutions (Comarch tPro, Vasco Digipass, and RSA among others).
– SMS-based OTP scenarios.
– E-signature integration.
– Other advanced ways of authentication.
 
Operation management – SLA monitoring.
– Operations performance monitoring.
 
Smooth integration – BANKTRON easily integrates into your existing IT landscape, its advanced connectors support various technologies and different integration methods for core back-office systems and third-party providers.
– Our flexible and scalable modular approach reduces time-to-market for your new products.
– BANKTRON comes with continuous support for system maintenance and an optimal ownership cost.
 
And many more features

BANKTRON’s user-centric design, and its wide range of relevant and innovative functions, promotes measurable gains in customer satisfaction. Adopting BANKTRON significantly changed the internet and mobile banking behaviors of our clients’ customers. Our clients reported:

40% percent increase in online customers

A two-fold growth in SEPA transactions

Significant increases in month-to-month online activity

Positive feedback from bank customers

Our main clients:

Some of existing connectors

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Contact us

BANKTRON is a modular and flexible platform—it’s dynamic enough to implement the solution configurations that fit your unique needs. Contact us to learn more about how BANKTRON can take your financial institution a step ahead.

Any questions?

sales@etronika.com Gynėjų g. 14, Vilnius LT-01109, Lithuania